As a licensed deposit taking institution, PurpleMoney offers savings accounts. These accounts have double benefits: depositors have a secure place to keep their savings and those funds can be used as loan capital to support other small businesses in the community.


To support micro-enterprises, PurpleMoney offers, to the economically active poor, low-income households, the un-banked and underserved people, particularly vulnerable groups such as women, youths and the physically challenged, Informal sector operators, micro-entrepreneurs and subsistence farmers local currency loans that enable clients to start or expand small businesses, based on self-identified plans and market demand.


PurpleMoney provides an investment plan that covers business losses, health expenses, and loan repayments in the event of unforeseen circumstances, also enable clients to expand outreach, strengthen core business systems, access innovation, attract deposits, become independent of donor funds and establish financial leverage.